Assess your risk in 15 minutes, build your safety program, train your team — and show your insurer the proof.
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And we have the independent studies to prove it.
Everything a small business needs to prevent injuries and earn better insurance rates — trusted by the carriers and agencies who serve them.
Our assessment gives business owners the knowledge to understand exactly what needs to be fixed. But that isn’t enough — no solution is complete unless it helps you fix what it finds. That’s where the Safety Program Builder and Training Director come in. We built the tools to identify the issue and to resolve them.
Our AI safety expert answers your questions and provides guidance whenever you need it.
Meet RISK-B →A complete risk and safety assessment in 15 minutes — the knowledge to understand exactly what needs to be fixed across your operation.
Turn findings into action. Generate OSHA-, NFPA-, and ANSI-aligned safety programs in a few clicks — no consultant, no months of drafting.
Close the gap with your team. 50+ courses and a full LMS to assign, track, and document the training that fixes what the assessment found.
Start with a digital safety and risk assessment. In 15 minutes, RISK-B helps identify exactly what's exposing your business — and builds your action plan.
Close the gaps. Build safety programs, assign training, and document controls with photo verification — your safety score updates in real time.
Share verified improvements with your insurance partners — a documented, measurable risk profile is exactly what insurers look at when setting rates.
A 2011 Ohio Bureau of Workers' Compensation study found businesses with structured safety programs saw dramatic improvements:
SmarterRisk helps small businesses replicate these outcomes — quickly and affordably.
Designed for small businesses in hands-on industries where workplace injuries are most costly — and most preventable.
Your assessment drives your program, your program drives your training, and every improvement is tracked and documented — start to finish.
RISK-B guides you through a complete safety and risk assessment in 15 minutes — hazards, policy gaps, and training needs across your whole operation.
Turn findings into action. Generate OSHA-, NFPA-, and ANSI-aligned safety programs in a few clicks — no $10,000 consultant, no months of drafting.
50+ safety courses, unlimited seats, and a full built-in Training Director (LMS) — assign, track, and document training on any device.
Document controls with photo verification, watch your safety score rise over time, and share the proof with your insurance partners.
SmarterRisk is an exceptional tool that has rapidly enhanced our risk management and safety capabilities. Thanks to SmarterRisk, we not only knew exactly what to do but excelled when our insurance company conducted their risk assessment. We passed with flying colors.
Using SmarterRisk transformed how I see my business and its potential risks. The app guided me through the safety assessment process, providing valuable insights into key improvements I could make. An indispensable tool for any business looking to improve safety and qualify for better insurance rates.
Build safety programs, train your team, and lower your total cost of risk — all in one platform.
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Extend loss control to small commercial accounts — faster, less expensive, and fully documented.
Explore carrier solutions
Differentiate your agency with a complete loss-control solution that helps policyholders earn better rates.
Explore agency solutionsYour safety assessment (single location) is free — a $150 value. See where your business stands, get a personalized risk improvement plan, and start building a safer workplace today.
No credit card required.
SmarterRisk is workplace safety software that helps small businesses build safety programs, train employees, and document improvements — all in one platform. By turning safety into an ongoing process instead of a one-time event, it reduces injuries, improves OSHA compliance, and helps lower workers' comp costs. Built for hands-on industries — contractors, shops, warehouses, manufacturing, restaurants, and hotels.
Our AI-assisted assessment takes just 15 minutes — not hours — to complete for your entire organization. The moment you finish, your custom risk improvement plan is generated instantly. You only need one assessment per organization, and you can create one for each location, up to 10 on a single account.
Yes. Our Intelligent Plan includes full access to Training Director, our complete LMS with 50+ safety courses. Assign training, track completion, test knowledge, and generate reports — with unlimited seats at no additional cost.
While we can't guarantee premium reductions, SmarterRisk helps you build, document, and maintain safety programs that insurers recognize — improving your risk profile and supporting better rates. Studies show written safety programs reduce claims by 52%, lower claim costs by 80%, and decrease lost-time days by 87%. Try our Safety ROI Calculator to estimate the impact.
Absolutely. Your safety assessment (single location) is free — a $150 value. See where your business stands, get a personalized risk improvement plan, and start building a safer workplace today. No credit card required.
No safety expertise required. The platform is designed for business owners and managers, not safety professionals. RISK-B guides you through every step, and safety programs are automatically formatted to meet OSHA, NFPA, and ANSI standards.
Yes. You can generate and share a comprehensive risk report with your insurance partners. Many agents and carriers use these reports for underwriting, renewals, and proving your commitment to safety — which can lead to better rates and terms.
SmarterRisk is 100% cloud-based and doesn't require integration with payroll, HR, or other software — so you can start immediately without IT involvement. Assessments, safety programs, training, and reporting all live in one simple platform.
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