Blog Articles

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Lagging Indicators for Safety: Reviewing Past Incidents for Prevention

Analyze lagging safety indicators including OSHA logs, incident rates, loss runs, and corrective actions to prevent future workplace accidents.

Stop Workers’ Compensation Fraud: Guide to Spotting and Preventing Fake Claims

Identify and prevent workers' comp fraud with detection strategies, investigation techniques, documentation best practices, and fraud prevention policies.

Prevent Lawsuits and Reduce Workers Comp with Certificate of Insurance Management

Protect your business from lawsuits and higher workers' comp costs by managing Certificates of Insurance (COI) and contractor compliance.

The Hidden Costs of Workers’ Compensation Claims

Discover the true cost of workplace injuries: direct medical expenses, indirect costs up to 5x higher, and how your Experience Modification Rate increases insurance premiums for 3 years. Calculate your real workers compensation costs in 2 minutes.

Improve Your Commercial Insurance Application (ACORD 125) with a Great Description of Operations

Write compelling ACORD 125 descriptions highlighting risk management, safety programs, and operational excellence to secure better insurance rates.

Contractors Liability Insurance: Cost Control and Quality Assurance

Reduce contractor liability insurance costs through quality assurance policies, completed operations coverage, and effective risk management strategies.

Top 10 OSHA Violations: Compliance Guide and Prevention Strategies

Complete guide to OSHA's top 10 cited violations including fall protection, scaffolding, ladders, lockout/tagout, and compliance strategies.

How to Improve Workers’ Compensation Cost

Proven strategies to reduce workers' comp insurance costs through risk control, safety programs, proper employee classification, and smart insurance shopping.

Understanding Your Experience Modification Rate: The Complete Guide for Small Business Owners

Nicole Corey (Guest Post)

Complete guide to Experience Modification Rate (EMR/Ex-Mod) covering calculation, impact on workers' comp premiums, and proven strategies to lower your rate and save thousands on insurance costs.

What Are Leading Indicators for Safety? A Guide for Business Owners

Understand leading safety indicators including training completion, inspections, near miss reporting, and proactive safety measures for prevention.