Iron Valley Insurance ClientsTo support your risk control and safety efforts, Iron Valley Insurance clients now have access to the Smarter Risk Platform.
SmarterRisk Control
Assess Risk
Our AI assisted assessment uncovers risks and delivers an actionable plan in minutes
Build Safety Programs
Create risk control and safety programs with a few clicks
Training Director Included
Complete LMS with 53 safety courses—assign, track, test, and report with unlimited seats
Skip the $100K/year Safety Manager—get expert-level risk control for less than a claim deductible. Smarter Risk assesses your risk and builds complete safety programs in minutes—all on one simple, powerful platform that turns safety into savings.

WE KNOW HOW TO STOP CLAIMS
The evidence is clear: businesses with structured safety programs have dramatically better outcomes. A major 2011 study by the Ohio Bureau of Workers' Compensation found:
But most small businesses never implement these programs. WHY?
Traditional risk control and safety solutions are built for large enterprises—with consultants, audits, and long reports that take weeks or months (and cost thousands of dollars). That model doesn't work for small businesses.
Smarter Risk helps every business achieve those outcomes—without the cost or complexity.

Affordable Risk Management Software for Small Business
Smarter Risk gives every small business the power of a full safety program -- without the complexity, consultants, or cost:
Would you like to know the potential ROI when you implement a safety program? Click here to use our Safety ROI Calculator.
The Smarter Risk Solution
Rapid Risk Improvement
The Easy Way
Assess and improve risk in minutes using our app. No more time consuming assessments. Build safety and risk control policies with a few clicks.
Simplified Risk Management
Info at Your Fingertips
See everything from your dashboard including risk control score, report, and risk improvement plan.

Visibility & Efficiency
Stay Organized
Keep up to date with your risk improvement plan. Know which recommendations have been completed and when.
Track Improvements
Monitor Progress
As recommendations are completed the score and report are updated instantly!
Accessing Your Smarter Risk Account
How do I get started?

You will receive a welcome email from Smarter Risk. Here are some items to be aware of:
Email: Smarter Risk sends out invites with a verification link to validate your account.
Signups: Must be done through the sign up link in the Smarter Risk welcome email within 48hrs, or you must use the sign up link in a reminder email.
Validation: Click the link, set your password and immediately start your assessment.
Please remember to check your spam folder. While every effort is made to ensure our emails are delivered, there is a small chance they may be filtered. If you need assistance, submit a support ticket

Why Businesses and Insurance Partners Choose Smarter Risk:

Accessible: Risk assessments take minutes to complete

Efficient: Build safety programs in a few clicks

Affordable: Up to 80% less than traditional methods

Proven: Results backed by 3rd party research & real world use