Iron Valley Insurance Clients

To support your risk control and safety efforts, Iron Valley Insurance clients now have access to the Smarter Risk Platform.

SmarterRisk Control

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Assess Risk

Our AI assisted assessment uncovers risks and delivers an actionable plan in minutes

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Build Safety Programs

Create risk control and safety programs with a few clicks

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Training Director Included

Complete LMS with 53 safety courses—assign, track, test, and report with unlimited seats

Skip the $100K/year Safety Manager—get expert-level risk control for less than a claim deductible. Smarter Risk assesses your risk and builds complete safety programs in minutes—all on one simple, powerful platform that turns safety into savings.

Smarter Risk on iPhone and Tablet

WE KNOW HOW TO STOP CLAIMS

The evidence is clear: businesses with structured safety programs have dramatically better outcomes. A major 2011 study by the Ohio Bureau of Workers' Compensation found:

52%
fewer claims
80%
lower claim costs
87%
fewer lost-time days

But most small businesses never implement these programs. WHY?

Traditional risk control and safety solutions are built for large enterprises—with consultants, audits, and long reports that take weeks or months (and cost thousands of dollars). That model doesn't work for small businesses.

Smarter Risk helps every business achieve those outcomes—without the cost or complexity.

Small business shop

Affordable Risk Management Software for Small Business

Smarter Risk gives every small business the power of a full safety program -- without the complexity, consultants, or cost:

check Complete your risk assessment in 15 minutes
check Improve your risk and track your progress
check Generate safety policies
check Assign training with the Training Director
check All at one low annual price (free or at a discounted rate if your insurance partner provides access)

Would you like to know the potential ROI when you implement a safety program? Click here to use our Safety ROI Calculator.

The Smarter Risk Solution

1

Rapid Risk Improvement

The Easy Way

Assess and improve risk in minutes using our app. No more time consuming assessments. Build safety and risk control policies with a few clicks.

2

Simplified Risk Management

Info at Your Fingertips

See everything from your dashboard including risk control score, report, and risk improvement plan.

Smarter Risk on phone
3

Visibility & Efficiency

Stay Organized

Keep up to date with your risk improvement plan. Know which recommendations have been completed and when.

4

Track Improvements

Monitor Progress

As recommendations are completed the score and report are updated instantly!

Accessing Your Smarter Risk Account

How do I get started?

Smarter Risk on laptop

You will receive a welcome email from Smarter Risk. Here are some items to be aware of:

1

Email: Smarter Risk sends out invites with a verification link to validate your account.

2

Signups: Must be done through the sign up link in the Smarter Risk welcome email within 48hrs, or you must use the sign up link in a reminder email.

3

Validation: Click the link, set your password and immediately start your assessment.

Please remember to check your spam folder. While every effort is made to ensure our emails are delivered, there is a small chance they may be filtered. If you need assistance, submit a support ticket

Smarter Risk Desktop

Why Businesses and Insurance Partners Choose Smarter Risk:

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Accessible: Risk assessments take minutes to complete

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Efficient: Build safety programs in a few clicks

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Affordable: Up to 80% less than traditional methods

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Proven: Results backed by 3rd party research & real world use

Ready to Get Started?

Take control of your risks and insurance costs today.

Get Started