Quantify the financial impact of workplace injuries and calculate the return on your safety program investment
Why 52% reduction?
Companies with written safety programs saw a 52% reduction in workers' compensation claims according to a 2011 study by the Ohio Bureau of Workers' Compensation.
Enter direct medical costs - we'll calculate your actual burden
Industry average: 3-7%
10%90%
Your ROI Analysis
Cost per injury: $0 (indirect costs you absorb at a conservative 1.1× — your insurer covers the direct claim)
How indirect cost is figured: OSHA's Safety Pays scale sets an indirect-cost multiplier by claim size — under $3,000 → 4.5×, $3,000–$5,000 → 1.6×, $5,000–$10,000 → 1.2×, $10,000 and up → 1.1× (smaller claims carry a larger multiplier because fixed overhead dominates). To keep these estimates conservative, we apply the lowest multiplier on the scale — 1.1× — to every claim.
Current Annual Business Burden
$0
Projected Annual Business Burden
$0
Annual Savings
$0
Net First-Year Benefit
$0
Return on Investment
0%
Payback Period
0.0 months
Return per $1 Invested
$0.00
Medical costs, compensation, legal fees
Industry average: 3-7%
Indirect Cost Multiplier
1.1x
How the multiplier is set: OSHA's Safety Pays scale sets an indirect-cost multiplier by claim size — under $3,000 → 4.5×, $3,000–$5,000 → 1.6×, $5,000–$10,000 → 1.2×, $10,000 and up → 1.1× (smaller injuries carry a larger multiplier because fixed overhead dominates). To stay conservative, we apply the lowest multiplier on the scale — 1.1× — to every injury. Even at that floor, the indirect costs your business absorbs often exceed what your insurer pays for the claim itself.
Cost Breakdown
Direct Costs (Medical, Legal, Wages)
Covered by insurance
$110,000
Indirect Costs (1.1x)
Productivity loss, training, admin, morale
$0
Total Economic Cost$0
Your Business Burden$0
Additional Revenue Needed
$0
To cover this injury's business burden at 5% profit margin
