Safety ROI Calculator

Quantify the financial impact of workplace injuries and calculate the return on your safety program investment

I have workers' compensation insurance

Costs shown reflect your business burden: indirect costs + premium increases over 3 years

Why 52% reduction?

Companies with written safety programs saw a 52% reduction in workers' compensation claims according to a 2011 study by the Ohio Bureau of Workers' Compensation.

Annual Program Investment ($)

Current Annual Injuries

Average Direct Cost per Injury ($)

Enter direct medical costs - we'll calculate your actual burden

Company Profit Margin (%)

Industry average: 3-7%

Projected Injury Reduction: 52%

10% 90%

Your ROI Analysis

Cost per injury: $0 (indirect costs + 3-year premium impact)

Current Annual Business Burden

Projected Annual Business Burden

Annual Savings

Net First-Year Benefit

Return on Investment

Payback Period

0.0 months

Return per $1 Invested

$0.00

I have workers' compensation insurance

Your business pays indirect costs + increased premiums, not direct medical costs

Injury Type

Direct Cost ($)

Medical costs, compensation, legal fees

Company Profit Margin (%)

Industry average: 3-7%

Indirect Cost Multiplier

4.5x

Cost Breakdown

Direct Costs (Medical, Legal, Wages)

Covered by insurance

$110,000

Indirect Costs (4.5x)

Productivity loss, training, admin, morale

Premium Increase (3 Years)

Estimated impact on your experience mod rate

Your Business Burden $0

Additional Revenue Needed

To cover this injury's business burden at 5% profit margin

Data sources: NCCI, OSHA, NSC, Ohio BWC