We're glad you're here. These articles are designed to help you create and implement every part of your safety and risk control program.

But if you'd rather skip the reading and get right to it, take our 15-minute assessment. The Smarter Risk app will automatically create your risk improvement plan, track your progress, generate your safety policies, and provide all the forms, checklists, and training materials your team needs.

Get started for free by clicking the button below.

Understanding Your Experience Modification Rate: The Complete Guide for Small Business Owners

Understanding Your Experience Modification Rate: The Complete Guide for Small Business Owners

Complete guide to Experience Modification Rate (EMR/Ex-Mod) covering calculation, impact on workers' comp premiums, and proven strategies to lower your rate and save thousands on insurance costs.

Read More
Incident Investigation Part 2: The How and Why from the Claims’ Perspective

Incident Investigation Part 2: The How and Why from the Claims’ Perspective

Essential claims management guide covering injury documentation, witness statements, red flags, body diagrams, and comprehensive incident reporting.

Read More
5 Steps to Reduce Workers’ Compensation Costs with a Return-to-Work Program

5 Steps to Reduce Workers’ Compensation Costs with a Return-to-Work Program

Reduce workers' comp costs through effective return-to-work programs covering light duty assignments, medical care coordination, and claims management.

Read More